It’s a free service.

There is absolutely no cost to you for our service. We are remunerated by the lender. There is no obligation or cost to discuss your loan needs, review your current or intended mortgages and provide quotations or obtain pre-approval.

If you already know what you want in a home loan, we can still organise everything at no extra cost. In some cases we can rebate loan application fees, which is a direct benefit to you.

 

You’ll obtain the best loan structure that works for you.

We look for the best loan structure that suits your individual circumstances, which may significantly reduce your ongoing monthly commitment. Unlike other financial advisers, we are not tied to any one financial institution. We are therefore not aligned to any loan product and can provide an independent and unbiased opinion on a range of lending options.

 

 Our expertise saves you time and money.

You deal directly with the owner of the company. Michael Baker has almost 30 years in the financial services industry. You will receive expert advice on your mortgage requirements, whether it is for an owner-occupier or investment property. We have software that identifies the cash flow requirements & tax benefits for investment properties, which will assist you in determining whether to invest or not. Re-financing existing mortgages can be very cost effective. The mortgage that was the “right one” 5 years ago may not be the most suitable now. Refinancing &/or restructuring may save you thousands. Give us a call & find out.

We can organise pre-approved finance for up to 12 months, so you can move quickly when you find the right property, avoiding the chances of being outbid on the property. We can advise on the benefits of variable &/or fixed interest loans that will suit you now and in the future.

 

 Personal service at your convenience.